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Settlement Process

Three simple steps to settlement


  1. Contact us before signing an Offer & Acceptance contract so that we can offer advice regarding the purchasing entity and any special conditions that may be important to add to the contract to protect your interests.
  1. Your real estate agent will forward to us the completed Offer & Acceptance contract.
  1. Upon receipt of the contract and following satisfaction of finance and other special conditions, we prepare and arrange documentation and liaise continuously with you and all other relevant parties involved to ensure that your settlement happens on time with a minimum of fuss.

The settlement process involves organising the change of ownership of a property or business so that the interests of all parties (including the buyer, seller, mortgagee bank and various authorities) are recognised and taken into account.


We look after all aspects of the settlement from the preparation of documents to settlement day when payment is effected in exchange for the Certificate of Title to the property.  McKinnon & Penny will look after your best interests during the process and keep you fully informed on progress with your settlement. If a problem arises we will contact you immediately so that it can be resolved. 


Our extensive experience ensures that your settlement is a timely, stress-free transaction.  At McKinnon & Penny we are accustomed to dealing with almost any scenario that can occur during the pre-settlement period.  Our staff will guide you through the process so that potential problems are averted and settlement is not delayed.



Buying, Selling, Moving? Have you advised everybody?


Printable checklist
Commonwealth Departments Business
Electoral Office
Post Office
Taxation Office

Local Government

Council Rates (see settlement agent or contact us)
Dog Registration & License

Other Government

Gas Company
Telstra and or other phone providers
Water Rates (see settlement agent or contact us)
Drivers Licenses
Boat or other Licenses
Bank - Accounts, Credit Cards, Mortgage
Insurance (Life, car, household, boat)
Health Fund
Superannuation Fund
Lawn mowing Contractor
Garden Bag
Club memberships (sporting, social, RAC)
Friends & Relatives
Newspaper delivery
Doctors & Dentist
Blood Bank
St Johns Ambulance
Other family activities (e.g. Music teacher)


McKinnon & Penny
71 Grant Street
Cottesloe, Western Australia 6011
Phone: 08 9221 1222
Fax: 08 9221 7111